Top Online Investment Platforms In Nigeria

Top Online Investment Platforms In Nigeria

Investments are underrated. If one can climb to a high mountain and scream about investment then he or she should. Investment trumps savings any day because the interest and profit margins are huge.

Related: 6 modern ways of saving money in Nigeria

As a result of the growth by leaps and bounds of technology, financial transactions have been made smoother and easier. One can be atop his/her bed and send money to someone else several miles away. The same ease used to make bank transactions are applied to investments too. Online investments are possible and are associated with so much ease.

top online investment platforms

If you are looking for

  • Investment with monthly returns in Nigeria
  • Best Nigeria investment company that pays weekly
  • Invest and earn daily in Nigeria
  • Best online investment platforms
  • Online savings platforms in Nigeria
  • Genuine online investment companies
  • International investment platforms
  • Investment apps in Nigeria

Then this piece is for you. Read on to find more on the top online investment platforms in Nigeria’.

Top online investment platforms in Nigeria.

  1. Sumotrust

top online investment platforms

SumoTrust is an online savings platform that helps you save and invest money automatically. The platform is targeted to Nigerians and pays 10-15% interest Annually. Sumotrust as one of the best online savings platforms in Nigeria comes with lots of interesting features.

It was founded to encourage the poor rate of savings and investment in Nigeria, especially amongst the younger age group. Sumotrust has a high-interest rate and one can join with as low as 100 naira. This top online investment platform is open to people from all walks of life and occupation ranging from freelancers to students, civil servants, etc.

One of the good features that made SumoTrust number one on this list is its high taste for customer’s account security. Even if your Sumotrust account gets hacked, the hacker won’t be able to change your bank details and withdraw your money, a KYC form will be needed to be submitted before the approval to change bank details can be given. Sumotrust as the best digital savings platform also uses a powerful blockchain security protocol to protect accounts that have it activated.

It is also on a quest to raise 1 Million African entrepreneurs in partnership with Entrepreneur Platform to access discounted-free Online Business Academy for its users and African business forum to collaborate and work with like minds in building better and sustainable businesses.

With Sumotrust, you also get access to various business leaders in different industries at discounted fees (for business consultations) to help you grow and scale your business.

Even though you can use Sumo Trust to save for any reason (Business, travel, school, emergency funds, school fees, shopping, property, etc) its core value is tailored to helping young Africans build wealth with little efforts.

Sign up and start saving with Sumo Bank at

2. Cowrywise.

Cowrywise is one of the top online investment platforms in Nigeria. It functions as a savings and an investment platform. It was founded in July 2017 by Razaq Ahmed and Edward Popoola and has is based in Lagos, Nigeria.

Cowrywise makes it possible for Nigerians to access high yield savings and investment opportunities with a minimum amount of money. The deposit can be as low as a hundred naira (#100). Asides being a top investment platform, the app offers financial planning tools and a digital wallet to encourage use among its customers.

3. Piggyvest

top online investment platforms

Piggyvest is identified as one of the top online investment platforms located in Nigeria. It was the first and foremost online savings and investment account located in West Africa. It was launched on the 7th of January 2016.  In April 2019, the platform was rebranded and began to offer direct investment opportunities coupled to savings. It offers a medium for one to invest directly in businesses like agriculture etcetera. The plan for investing in Piggyvest is investify.

4. Riby


Riby is the best investment platform for small groups, cooperation, and the rest. It is one of the top online investment platforms in Nigeria. The application gives room for savings, investing, and obtaining loans.

Different plans exist for different market segments. The market plans include;

  • Riby co-operative. This is a plan available for co-operative organizations and small businesses. It allows for obtaining loans at good interest rates.
  • Riby peer lending. This is another plan available on the Riby platform that gives room for mutual benefitting. Peers can lend money to peers.
  • Riby savings app also exists for saving cash.

5. Thrive Agric

This is another top online investment platform in Nigeria. It is perfect for investment in the agricultural field. It allows one, fund any aspect of agriculture. All that is needed is just to indicate the aspect interested in, fund it, and watch it thrive. Interest rates from profits accrued are up to 6-25%. Using the Thrive app has a plus. It let’s one monitor the investment made until it matures. It also let’s room for one to monitor what goes on, on the farm invested in.


Running after information and chasing investment bankers around can get quite annoying and difficult but brings information and much more to one’s doorstep and is just a tap away. is hands down one of the best top online investment platforms offering a more than the usual.

This platform allows one to invest in stocks, bonds, treasury bills, mutual funds, stock exchange, real estate, and much more. Asides these mouth-watering opportunities, also makes it possible for investment to be done in any part of the world and with any currency of choice, ranging from dollars, Euro, pounds etcetera.

7. FBN edge

FBN edge exists as another platform for making investments online. The platform supports investing in mutual funds and one can sit comfortably at home and manage investments made. The plans hosted under this top online investment platform includes

  • FBN money market fund. This gives room for investment in diverse forms of short term high-quality securities consisting of commercial papers, treasury bills, certificates of deposit, and much more. They are all offered by standard and legitimate banks in Nigeria and takes away the stress of going to the bank for the inquiry and purchase. The maximum amount of money allowed for investment is 5000 naira.
  • FBN Fixed Income Fund. This plan creates an avenue for investment in diverse long term debt securities issued by the Federal government, state government, and corporate institutions present in Nigeria. The minimum fee for entry-level in this plan is about 50,000 naira.
  • FBN Heritage Fund. This happens to be the most lucrative of the plans because investments made here are left for a longer period of time as against the other aforementioned plans.

8. Trove

Trove exists as another great and rich top online investment platform available to Nigerians. The application works by offering opportunities for Nigerians to buy and sell stocks, bonds, and cryptocurrency in Nigeria and in other countries like the United States and China. Besides buying and selling of the aforementioned, the Trove app makes room for investment in cryptocurrency, bonds, stocks, and much more.

The platform makes use of really easy tools that are simplified for the site visitors and investment to prevent confusion. These tools are used to track and monitor deals and investments made on the site. The platform also offers adequate security to prevent hackers and scammers from getting access to details of customers and also offers investment tips and information enabling one to become a better investor. The really great thing about this platform is that investments can be made with as little as 1000 naira.


Saving for rainy days is outdated. Investing for the rainy years should be the better lingo. It is important to develop a good investment culture at a young age. It would play a huge role in the coming years that bear additional responsibilities.





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